livi Flexi Loan
“Balance Transfer”

Offers customised repayment solutions

Get trapped in a spiral of card bills and loans? No worries! livi helps you out with the best solution.

livi Flexi Loan "Balance Transfer" helps you save money while paying off all your loans and saving on interest.

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livi Flexi Loan “Balance Transfer”

Save interest expenses and get out of loans with our total solution. A revolving stand-by cash^* is offered to ease your burden!

Customized Repayment Solutions

Enjoy customized repayment solutions created by our team of professionals based on your financial status.
Whether you want to extend the repayment period, or ease your burden by saving interest, we will help to meet your needs!

Loan Amount up to 21X of Monthly Salary

Enjoy loan amount up to HKD2,000,000 and choose to repay from 3 months to 72 months with flexibility.

Click here to calculate your monthly repayment

Get Extra Cash^* at Ease

Apply for livi Flexi Loan "Balance Transfer" and get livi Flexi Loan "Personal Loan" with just one application.
Get extra cash up to HKD1,000,000.^*

7-Day Cooling-Off Period^#

Repay full principal repayment within the 7 calendar days following the day of loan drawdown, no fees related to livi Flexi loan "Balance Transfer" will be charged except the interest that should have been paid according to the Key Fact Statements of this product.

Save Interest Expenses

Combine and clear your outstanding card bills and loans to help you save on interest expenses with no handling fee, while focusing on one repayment with a single due date let you manage your payments much easier.

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livi Flexi Loan "Personal Loan" can help you out!

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Questions and Answers

livi Flexi Loan "Balance Transfer" is a personal loan product with a loan amount of up to HKD2,000,000 and a repayment period of up to 72 months. You only need to apply for it once, and you can consolidate all your credit cards' outstanding and loan balances from different banks and financial institutions and have a tailor-made fixed instalment repayment plan for you to save on interest expenses. In addition, you can apply for an additional revolving credit facility (that is livi Flexi Loan "Personal Loan") upon the same application for extra cash. The extra cash amount will be disbursed to your liviSave account.

livi Flexi Loan "Balance Transfer" is available for application by invitation only.

You can repay the balances of general credit card or personal loan accounts, but you can’t repay a livi PayLater or livi Flexi Loan "Personal Loan" through livi Flexi Loan "Balance Transfer".

Remarks

^#livi Flexi Loan "Balance Transfer" provides Cooling-off period arrangement. If you repay the full principal repayment within the 7 calendar days immediately following the day of drawdown of the loans, we will not charge you any fees related to livi Flexi Loan "Balance Transfer". However, please note that you still need to pay the interest for livi Flexi Loan "Balance Transfer" supposed to be paid according to the Key Fact Statement of this product. Please refer to livi app regarding the repayment channel.

^*If you apply for livi Flexi Loan "Balance Transfer", an additional revolving credit facility (livi Flexi Loan "Personal Loan") may be granted, depending on your needs and subject to the Bank's approval. The range of APR for livi Flexi Loan "Personal Loan" is from 1.87% to 35%.

Terms and Conditions apply

To borrow or not to borrow? Borrow only if you can repay!

Please refer to Key Facts Statement, relevant terms and conditions and remarks for livi Flexi Loan “Balance Transfer" and livi Flexi Loan “Personal Loan" at livi website or app.