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livi Business SME Financing

Speedy approval in just 1 day^

livi Business SME Financing takes SMEs' business challenges into account by combining flexible instalments with quick approvals to simplify and speed up loan application processes, so you can focus on growing your business and seize opportunities as they arise!

Hotline: 2929 2998
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livi Business Instalment Loan

Instant Loan application
1-day approval^. Easy and flexible.

100% digital application, zero financial documents needed*


Apply anytime, anywhere with the livi app! Application is simple; no financial documents needed.

Flexible instalments with preferential rates



Borrow up to HKD8,000,000 at preferential rates! Choose a flexible repayment period that ranges from 6 to 60 months.

Speedy approvals in just one day with disbursement following one working day later^

Speed up loan approvals with an automated process! Seize business opportunities as they arise with no more long waits.

livi Business Instalment Loan (SFGS@)

Flexibility is key to business success.
livi joined with the "SME Financing Guarantee Scheme" ("SFGS") launched by HKMC Insurance Limited("HKMCI")@. livi Business Instalment Loan (SFGS) offers up to 90% Guarantee Product, with a high loan amount, and long guarantee period.

Easy

No collateral needed.Simply contact your livi relationship manager, and submit the application and documents.

Sufficient

Borrow up to HKD18,000,000^^

Relief

Choose a guarantee period of up to 7 years** to ease your financial burden.

Calculate your monthly repayment

Loan Amount (HKD)

Loan amount must be in between HKD10,000 and HKD1,000,000
Loan amount must be in multiples of HKD 1,000

Monthly Flat Rate (%)
Arrangement Fee Rate (%)
Repayment Period
36 Months
Monthly Repayment (HKD)
0.00
Total Repayment Amount (HKD)
0.00
Facility Arrangement Fee (HKD)
0.00
APR
0.00
View Full Repayment Plan
An unexpected system error has occurred, please try again.

The monthly flat rate is used to calculate the total interest amount for your instalment loan.
Total Interest Amount = Loan Amount x Monthly Flat Rate x Repayment Period


The result of the loan calculator is for reference only and the actual repayment liability depends on the actual terms of each borrowing arrangement.

To stay ahead of other businesses, contact us about livi Business SME Financing now!

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To borrow or not to borrow? Borrow only if you can repay!

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How It works

Step 1

Log into your livi app and apply for livi Business

Step 1

Log into your livi app and apply for livi Business

Step 2

Apply for livi Business Instalment Loan

Step 2

Apply for livi Business Instalment Loan

Step 3

Fill in required information and submit your application

Step 3

Fill in required information and submit your application

Step 4

Review lending status in your livi Business account after success approval

Step 4

Review lending status in your livi Business account after success approval

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Questions and Answers

You can apply for livi Business Instalment Loan if:

•    Hong Kong registered company
•    Your company operates for at least 1 year

You can apply for livi Business Instalment Loan (SFGS) if:

•    Your company is a Hong Kong registered company
•    Your company must have been in operation for at least one year in Hong Kong

Interest rate varies based on applicants’ financial status, credit rating, and facility amount.

Read More FAQ

Disclaimer


^Actual turnaround times may vary depending on the actual circumstances of individual applications.

*Depending on the actual circumstances of your application, we may require you to provide additional documents for approval.

@The SME Financing Guarantee Scheme (SFGS) is offered by the HKMC Insurance Limited ("HKMCI"), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited ("HKMC"). After successful application, a Single Upfront Guarantee Fee will be charged. This Guarantee Fee is subject to the credit limit, bank interest rate, and guarantee scope determined from time to time. For details of the "SME Financing Guarantee Scheme", please visit the website of the Hong Kong Mortgage Corporation Limited (“HKMC”) at www.hkmc.com.hk. The application period of the 80% Guarantee Product, the 90% Guarantee Product will be until 31 March 2026.

^^The maximum loan amount per borrower for the “80% Guarantee Product” under the SME Financing Guarantee Scheme (SFGS) is HKD18,000,000 (at any point of time,including credit Facilities guaranteed under the 80% and 90% Guarantee Products ). This amount includes any financed Single Upfront Guarantee Fee for any Facility(ies) to a Borrower, its Subsidiaries and/or its Related Entities covered by one or more qualifying guarantees issued under the Scheme.

**The maximum guarantee period for “80% Guarantee Product” is 7 years; the maximum guarantee period for “90% Guarantee Product” is 5 years.

Terms and Conditions apply.

To borrow or not to borrow? Borrow only if you can repay!

Please refer to Key Facts Statement, relevant terms and conditions and remarks for livi Business instalment Loan at livi website or App.

Terms & Conditions

livi Conditions for livi Business Instalment Loan


Key Facts Statement for livi Business Instalment Loan


Key Facts Statement for livi Business Instalment Loan (SFGS)


Fees & Charges


Acknowledgement and Consent by Guarantor


Responsible Borrowing